Appraisal services for Colorado Springs and El Paso County homeowners

Here are the top 7 reasons CO homeowners need Haenig Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge El Paso county's assessment of your propertyworth
  3. Remove PMI to reduce your mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a CO divorce, where property needs to be divided
  7. To settle an estate in El Paso county or CO by determining the true market value of real estate in question

Do you own a house in or near Colorado Springs? Do you need help determining the price of your real estate?
Contact Haenig Appraisals.

We at Haenig Appraisals understand the special needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Haenig Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Haenig Appraisals is experienced in helping clients just like you remove unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Haenig Appraisals is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Haenig Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd prefer to have an expert double-check it for accuracy or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Haenig Appraisals can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Haenig Appraisals can We can assist you. While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.